Welcome to Kisan Saathi
Choose your language first. We will use it throughout your farm setup.
Next, we will ask where your farm is located.
Where is your farm?
This helps us give you local weather and nearby market prices.
Your land
This shapes every recommendation we give you.
Your crop
We will derive the growth stage from your sowing date.
Is this right?
Check everything before we save it.
Save your profile
Create your account so your farm details stay safe.
Tell us your name
This is how your local agriculture officer will address you.
Predictive Distress Risk & Early Warning Monitor
3-Factor Algorithm: Rain + Price + LoanReal-time distress index calculated from 3-day rainfall forecast, crop mandi price vs MSP, and loan due date proximity
HIGH DISTRESS RISK WARNING Score > 80
Critical Intervention Threshold ExceededThe composite distress risk score has spiked past the critical danger threshold of 80. Immediate proactive assistance and debt relief measures are recommended.
Predicted rainfall over next 3 days via weather telemetry
Govt MSP: ₹2,425 / Qtl (+₹195 above MSP)
Proximity to next KCC / EMI payment due date
Farmer Agricultural Loan & EMI Calculator
Calculate Kisan Credit Card (KCC), tractor, crop, and equipment loan installments, total amount paid, and outstanding balance
📝 Loan Inputs
Based on 24 months at 4% p.a.
Under the Central Govt Interest Subvention Scheme (ISS), agriculture loans up to ₹3,00,000 carry a base rate of 7%. Farmers who repay their installments on time receive an extra 3% prompt repayment subvention, making the net effective interest rate only 4% per annum.
1st of Month Payment Checklist & Overdue Rollover Engine
Mark each installment as paid on the 1st date of the month. If unpaid, that amount is automatically rolled over and added to the next month's installment.
📅 Monthly Installment Checklist & Schedule
Check the box on the 1st of each month to record payment. Unchecked amounts roll over to the next month.
| Paid on 1st? | Due Date (1st of Month) | Base EMI | Rollover Arrears | Total Due this Month | Status | Remaining Principal |
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